Current Lending and Home Buying Processes are Long & Cumbersome

Lenders know that applying for a loan or home mortgage can take customers weeks, or even months, to complete.


Give up during process


Want a digital experience


Application fails


Of all mortgages: 1st time homebuyers

An Enhanced AI Lending & Home Buying Experience

Using artificial intelligence to digitize up to 70% of the lending and home buying processes, Lendsmart allows borrowers to get a loan, refinance, or purchase a home in record time.

Home Buying

A homebuying marketplace created to streamline and optimize the home buyers’ experience.

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Small Business Lending

With simple engagement and super-fast approvals, the Lendsmart platform is revolutionizing lending.

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Lendsmart creates customized digital solutions for banks, credit unions, and non-bank lenders.

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How it Works

Lendsmart offers an engagement platform that automates & digitizes lending and home-buying operations for banks, credit unions, and non-bank lenders.

Features & Benefits

With a user-friendly customer experience and super-fast mortgage approvals, Lendsmart has revolutionized lending & home buying.

Process More Loans, Faster

Lendsmart’s AI based lending solution automates and digitizes the lending process. Our clients are able to process 6x as many loans daily and our end-to-end solution reduces the overall application process by weeks, if not months.

An Artificial Intelligence (AI) “Smart Helper”

Lendsmart’s custom-built AI technology makes your customer’s digital experience simple and straightforward. Our conversational AI walks the customer through each step of the process.

All-in-One Digital Lending Platform

We’ve built one platform to fit all your needs — view and manage application forms, upload documents, interact with customers, and assign tasks and suggest specialists. Our platform will streamline your daily tasks & operations in one digital journey.

Bring Together Experts & Advisors

Our exclusive marketplace brings experts and advisors together to one platform and can find you instant home insurance and moving quotes.

Streamline Processes Using Suite of APIs

Our suite of APIs allows you to save time and minimize manual tasks, improving accuracy and minimizing risk. We integrate with the software you’re already using or familiar with to enhance the application experience.

Custom-Branded for Your Financial Institution

Lendsmart’s loan servicing software can be white labeled and easily customized to match your company’s branding. It’s like having your own custom-built solution without the time, hassle, and cost.

Lower Costs & Boost Profitability

By adopting our digital lending software solution, you’ll reduce time, increase efficiency, and accelerate volume, helping to bring down operating costs and increase profits.

Secure & Compliant Technology

Lendsmart automated lending software y is built with the highest level of encryption to provide top security to you and your customers. We ensure our technology is compliant with government legislation, industry regulations, and your internal policies.

Day 1 Certainty® is changing the mortgage industry, and Lendsmart’s asset, income, and employment validation services supports it.
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API Partner Integrations

We integrate with the software you already use and are familiar with to improve the application process.

Request a Demo

We’ll show you how Lendsmart’s software can improve your bank’s operations and help you to better serve your customers.

What Lendsmart’s Customers are Saying

We’re committed to providing our customers with the best financial technology solutions.

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Want to learn more?

We’d love to hear more about your financial institution.


7 World Trade Center, 250 Greenwich ST, New York, NY, 10007


Level 4, Tower A, 4th Floor, TEK Meadows, No 51, Elcot SEZ, Sholinganallur, Chennai - 600119. Tamilnadu, India